jj mack mortgages

Make yourself at home

Trustworthy mortgage service and advice at your fingertips.


Buying a home can be stressful. Picking the right mortgage banker will be the difference in getting the best loan, with the lowest rates and fees, while being available on your hours.


Are you looking to lower your interest rate and payment, shorten the number of years on your loan or remove that pesky mortgage insurance?


If you are looking to get cash out of your home to pay off debt, make some upgrades to your house or just need some extra cash, we’d love to show you how.

We’ve got your back.

The JJ Mack Team with American Pacific Mortgage is here to educate and assist you in the making the best home loan decision for you and your family. As a direct mortgage lender, we make decisions that eliminate the common headaches and time wasters often associated with mortgage brokers and big Banks. The JJ Mack Team will provide you with the best loan for your needs, and most of all, provide an experience that is stress free and enjoyable.

What mortgage is right for you?

Whether you are ready to purchase, or refinance, the Loan Advisors at American Pacific Mortgage will help you choose the best mortgage that match your financial circumstances. We provide the options – you get the loan!

Where You Can Find Us

Our team is located in Roseville, Ca. However with team members located all over the United States, the JJ Mack team can provide expertise nationwide.

Meet Our Team

We believe that educating our customers is the most important thing and we take ownership of that every time we sit down or speak with one of our clients. Because of this, we have grown to become a household name. As we have grown, we keep our small-company feel where our employees enjoy working everyday. By putting together our innovative technology and devoted leadership with the greatest and happiest employees in the business, the JJ Mack Team nurtures a culture of constant innovation and growth.

A Proven Track Record of Success

We can’t say enough about the amazing job that JJ Mack and his team did for us as they walked us through the loan process from beginning to end! JJ was a man of his word and went above and beyond to make sure our loan closed on time! We definitely look forward to working with JJ Mack again in the future and would certainly recommend to us by my sister and brother-in-law! So glad we gave him a call! 🙂

-Melissa B.                                               

The best experience EVER! We purchased our house back in 2015. JJ Mack and his team were professional, assertive and beyond wonderful. Buying a home as a first time home buyer can be very stressful but working with JJ and his team always put mine and my husbands mind at ease. He was calm and patient and answered questions for me at the drop of a dime. I even needed JJ to help us with something after purchasing our home and without questions he was there to help! When we decide in our future to sell and purchase a new property JJ Mack has our business!

-Rachael D.                                               

Just purchased a home using JJ Mack and his great team at American Pacific Mortgage. I will be recommending JJ’s team to all of my friends and family. I did not think that buying a home would be so easy!

-John Y.                                               

JJ Mack & team are the best. We had been in a difficult loan process with another lender that went on for over five months. We were able to get this resolved in less than six weeks. We were at a point of not believing what people told us. We called often and were never treated as though we were a bother. JJ has helped many of our family members and I will go to him and his team first.

I cannot thank them enough; we have our lives back and we are in our home at last!

-Margo M.                                               

JJ and his team were great, they really helped walk me through the process of buying my first home. Not only were they knowledgeable and helpful, but also understanding about my difficult schedule and accommodated me beyond my expectations.

They were even able to give me advice moving forward as a home owner and the ins and outs of my new mortgage.

Overall great communication and knowledge. I look forward to working with this team again in the future!

-Brett F.