by JJ Mack | Sep 1, 2025 | Financing Strategies
Upgrading your home in Rocklin or Loomis can be exciting but many homeowners hesitate because they’re unsure how to finance the move. The good news is, there are many Rocklin and Loomis mortgage strategies designed specifically for “move-up buyers” who want to...
by JJ Mack | Aug 25, 2025 | Financing Strategies, Selling Your Home
How to Buy a New Home Before Selling Your Current One in Roseville Buying a home in Roseville can feel overwhelming if you already own a property you need to sell. Many homeowners face the challenge of wanting to move into their dream home but worrying about the...
by JJ Mack | Aug 17, 2025 | Financing Strategies, Mortgage Programs & Loan Types
The Pros and Cons of Adjustable-Rate Mortgages in California’s Current Market If you’ve been exploring mortgage options in California, you’ve likely come across the term adjustable-rate mortgage (ARM). With interest rates fluctuating, many homebuyers in Roseville,...
by JJ Mack | Jul 21, 2025 | Financing Strategies, Mortgage Programs & Loan Types
What Is CalHFA? The California Housing Finance Agency (CalHFA) provides affordable loan options for first-time homebuyers across the state. These loans come with down payment and closing cost assistance, making homeownership more accessible for many Californians. But...
by JJ Mack | Jun 22, 2025 | Financing Strategies, Homebuyer Tips
Buying a home is a major milestone—and one of the biggest hurdles for many first-time buyers is saving for the down payment. If you’re exploring all your options, you might be wondering: Can I use my 401k for a home down payment? The answer is yes, but with a...
by JJ Mack | Jun 16, 2025 | Financing Strategies, Homebuyer Tips
A major credit issue doesn’t mean your dream of homeownership is over. Whether you’ve experienced a job loss, medical emergency, bankruptcy, or unexpected debt, there are proactive steps you can take to rebuild your financial foundation. With the right strategy...
