by JJ Mack | Jul 25, 2025 | Homebuyer Tips, Local Market Insights, Mortgage Programs & Loan Types
Thinking about buying a home in Roseville, CA? If you’re a first-time buyer or looking for a more affordable path to homeownership, a CalHFA loan in Roseville could be exactly what you need. CalHFA (California Housing Finance Agency) offers a variety of loan programs...
by JJ Mack | Jul 21, 2025 | Homebuyer Tips, Mortgage Programs & Loan Types
Buying a home in California can feel out of reach—especially for first-time buyers. Between high prices and steep down payments, the path to homeownership isn’t always clear. That’s where CalHFA steps in. The California Housing Finance Agency (CalHFA) offers programs...
by JJ Mack | Jul 7, 2025 | Community Spotlights, Homebuyer Tips, Local Market Insights
Small-Town Feel with Big Perks Loomis, CA, sits between Roseville’s bustle and the Sierra foothills. It’s perfect for those wanting small-town charm. Buying a home in Loomis CA means enjoying peaceful streets and a slower pace of life. Families love the space and...
by JJ Mack | Jun 29, 2025 | Community Spotlights, Homebuyer Tips, Local Market Insights
Buying a home in Rocklin, CA, is an exciting journey—and one of the biggest factors shaping your experience is the mortgage rate you secure. As we head into 2025, understanding Rocklin mortgage rates is crucial for planning your budget, choosing the right loan, and...
by JJ Mack | Jun 22, 2025 | Community Spotlights, Homebuyer Tips, Local Market Insights
When buying a home in Roseville, CA, there’s more to consider than just the mortgage rate or down payment. One often-overlooked requirement is homeowners insurance, which lenders typically require before your loan can close. If you’re applying for a Roseville...
by JJ Mack | Jun 22, 2025 | Financing Strategies, Homebuyer Tips
Buying a home is a major milestone—and one of the biggest hurdles for many first-time buyers is saving for the down payment. If you’re exploring all your options, you might be wondering: Can I use my 401k for a home down payment? The answer is yes, but with a...