If you’re considering buying or selling a home in Roseville, Rocklin, or Loomis, understanding the current real estate market is essential. This Roseville, Rocklin and Loomis real estate market update for Fall 2025 highlights key trends in home prices, mortgage rates, and housing demand across Placer County.
Home Prices in Roseville, Rocklin, and Loomis
Home values have remained strong across the region. Roseville continues to see steady appreciation, Rocklin homes are in high demand thanks to family-friendly neighborhoods, and Loomis offers more space and acreage, attracting move-up buyers.
Mortgage Rate Trends
Interest rates remain a major factor for buyers in Fall 2025. While rates are higher than they were a few years ago, many buyers are using options like FHA Loans or CalHFA financing to make homeownership more affordable.
For national perspective, you can view the Freddie Mac mortgage rate survey to see the latest averages.
Buyer and Seller Demand
Inventory remains limited in Roseville and Rocklin, making it a competitive market. Loomis, with its larger lots, appeals to buyers seeking more space while still being close to the Sacramento job market. Sellers in all three cities are benefitting from solid demand.
What This Means for You
If you’re planning to buy, it’s important to get pre-approved early and explore loan options tailored to your budget. For sellers, Fall is still a strong season to list, as motivated buyers are actively searching before the holidays.
The Fall 2025 real estate market in Roseville, Rocklin, and Loomis shows steady growth and strong buyer demand. Whether you’re moving up, refinancing, or purchasing your first home, working with a trusted mortgage lender can help you navigate today’s market with confidence to make the best possible home buying decision.
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