by JJ Mack | Jun 29, 2025 | Community Spotlights, Homebuyer Tips, Local Market Insights
Buying a home in Rocklin, CA, is an exciting journey—and one of the biggest factors shaping your experience is the mortgage rate you secure. As we head into 2025, understanding Rocklin mortgage rates is crucial for planning your budget, choosing the right loan, and...
by JJ Mack | Jun 29, 2025 | Community Spotlights
If you’re searching for a place to plant roots and raise a family, Folsom, CA, should definitely be on your radar. This thriving Sacramento-area city blends suburban comfort with fantastic amenities, excellent schools, and plenty of parks and outdoor spaces. But with...
by JJ Mack | Jun 29, 2025 | Local Market Insights, Mortgage Programs & Loan Types
Thinking about buying a home in Loomis, CA? You’re not alone. Loomis offers a charming small-town feel with beautiful homes and easy access to Roseville and Sacramento. But before you start house hunting, it’s important to understand your Loomis mortgage options so...
by JJ Mack | Jun 22, 2025 | Community Spotlights, Homebuyer Tips, Local Market Insights
When buying a home in Roseville, CA, there’s more to consider than just the mortgage rate or down payment. One often-overlooked requirement is homeowners insurance, which lenders typically require before your loan can close. If you’re applying for a Roseville...
by JJ Mack | Jun 22, 2025 | Financing Strategies, Homebuyer Tips
Buying a home is a major milestone—and one of the biggest hurdles for many first-time buyers is saving for the down payment. If you’re exploring all your options, you might be wondering: Can I use my 401k for a home down payment? The answer is yes, but with a...
